Travel insurance is one of those areas that mean nothing to you until you decide to hit the road – or the air – then suddenly every ad is for travel insurance and everywhere you look another company is touting for your business. So how do you choose the best insurance company and the best travel insurance for your unique travelling needs?

5 Points To Consider

1.The cost of the policy could be more than what you pay

When reviewing the policy options never start with the price first. As with most things in life you get what you pay for and while you want to be sure to get the best value for your money, this does not necessarily mean the cheapest price. Comprehensive cover that delivers and supports in time of need is what you should be looking for.

2.What back up do you receive in an emergency?

Are you being sent on your world tour with a 9 to 5 Monday to Friday contact number or are you provided with fully comprehensive numbers providing 24/7 contact and support, reverse charge options and 1800 numbers.

3.What is included as standard in your policy

Some companies come in with a low rate and then charge extra for every doorknob eventually leading to over inflated cover. Go through the company’s policy offerings to be sure exactly what you are covered for. The range should be extensive as the company should know and have addressed a range of pitfalls you may not have thought of.

4.Who underwrites and supports the company

Establish who your support company will be should you face a medical emergency or the need for evacuation. Most companies do not handle these highly specialised areas themselves but have aligned themselves with skilled and experienced worldwide organisations to ensure the best possible protection and support for their customers.

5.Does the company cater for varying needs?

Does the company provide a one size fits all policy? Beware, you may be paying for cover you don’t need or be under insured in some critical areas. Look for a company which provides a range of covers including a certain country only travel policies, backpacker, group or duo options, long stay, one way or gap insurance and more.

Are you planning to spend your vacation in the United States of America? Have you processed your legal documents and all you’re waiting for is to go aboard the plane and start the dream journey of your life?

Here are some tips that would provide you a safe tour to the US:

1) Legal matters. These are the safety measures provided by the US Embassy for tourists.

* Before leaving your own country, you should register with the U.S. Embassy. Provide them with your itinerary and copies of your passport. This will ensure that your whereabouts are known in case it is necessary to contact you during emergencies.

* Remember to have a valid passport. And if your travel requires a visa, your visas should always be intact with the passport. Remember to fill out all your information on the emergency page located inside your passport.

* Be aware of all the local laws of the US. Always be reminded that you should abide by the laws of the U.S Constitution.

* Make multiple copies of the identification page of your passport. This will assist in the replacement of your passport if it is stolen or lost.

2) Electricity. If you have brought appliances that would make use of electrical systems, be aware of the voltages used with these devices.

* US residential use 115 volts of electrical systems operated at 60 hertz. If your electric appliances operate on different voltages, you will need a voltage converter or transformer before plugging the appliance.

* The main wall sockets in the US basically make use of 115 volts which looks like two parallel flat blades. Make sure to match the socket with the device by purchasing a converter.

3) Basic Information.

* The official language in the USA is English.

* Used as measurements in road signs, temperature displays, and tourist brochures are the imperial and metric system.

* It is customary in the US to tip for services. Tips average from 10% to 20%, depending on the discretion of the person paying the bill.

4) Safety.

* Never leave your luggage unattended in public areas. Do not accept any package from strangers.

* Prevent wearing eye-catching clothing and priceless jewelry to avoid being a victim of crime. Do not carry large amounts of money and credit cards of.

* Deal with official agents when purchasing art, antiques and exchanging money. This would help in avoiding the violation of local laws.

* If you suddenly get into trouble, it is best to contact the nearest U.S. Embassy.

Now you know the basics, it’s your turn to enjoy your travel legally and safely. Have fun.

Sometimes, things beyond our control happen to ruin what could otherwise have been a pleasant and memorable airline experience. It could be poor service, bad food, a mishandled luggage, or any other problem.

In such cases, it is always best to resolve these issues on the spot with the airline’s customer service agents as calmly and with as much courtesy as possible. The ticket you hold is a contract of service between you and the airline. It covers your rights, and in turn informs you, the passenger, of the airline’s guidelines.

However, it is understandable that sometimes, complaints cannot be dealt with on the spot. In that case, here are the pointers of making an effective complaint letter to the airline’s customer service office at their headquarters.

Make a record

Take notes of the details at the time the incident occurs. Remember to write down the names of the airline employees who have attended you on your complaint.

Keep all your travel documents such as ticket receipts, boarding passes, baggage check stubs, and receipts for out-of-pocket expenses incurred because of the complaint. Make copies of these and attach them as supporting documents to your complaint.

As much as possible, send a typed and signed letter. Make it brief and limit it to one page in length. Remember to include your contact details on the letter.

Stay composed

Keep your tone businesslike and stay focused on the matter at hand. Do not exaggerate, do not beat around the bush, and do not veer to other subjects unrelated to your complaint.

Describe what happened and give details such as dates, names of involved parties and flight numbers. Take note of the employees involved who were rude and made the situation worse, as well as those who were particularly helpful to you.

Be clear on your demands

State clearly what you want the carrier to do regarding your complaint. Inform them if you have suffered any special inconvenience or monetary losses, as well as your estimate of these losses. Do not hesitate to demand for a monetary settlement or some other compensation or a letter of apology, but do make your demands reasonable.

A letter of complaint, if done properly, can make the airline take you seriously. It could also make them implement measures that would prevent the same thing from happening to other people, therefore improving the service they give to their clients.

Do you need to book a flight soon? Whether you are looking to take a vacation, visit a sick loved one, move, or take a business trip, it is important to remember that you do have a number of different options. No matter where you are flying to or from, you have a number of different flight options, often all on the same day.

As previously stated, you have a number of options when looking to travel by airplane. In addition to having different flights departing at different times, you may also have different airlines to choose from. With a number of different airlines to choose from, you may be wondering what you should do. Of course, you will want to choose the shortest flights or those that have convenient departure and arrival times for you, but you will also want to examine the airline in question. Before booking a flight, you should do a little bit of research first, especially if you have multiple airlines to choose from.

When it comes to researching airlines, many travelers wonder exactly why they should do so. It is important to remember that your air travel experiences can have a significant impact on the overall success and enjoyment of your trip. This is particularly important if you have and will be traveling with children, as you may need more help and flexibility. Is the airline in question known for catering to and extending extra help to families or those with disabilities? They should be if you are looking for a pleasant time in the air.

As nice as it is to know that you should examine airlines and their reputations, you may be wondering how you can go about doing so. The good news is that you have a number of different options, starting with those that you know. Ask any friends or family members for advice. Which airline did they travel on? Did they have a good experience? Would they recommend the same airline to you? If you are traveling with children, be sure to ask other parents about their experiences.

The internet can also be used to learn more about an airline, their reputation, and how travelers are treated. When using the internet, you have a number of different approaches that you can take. There are many professional magazines and other consumers related companies that rate and review businesses, including airline companies. How did the airline that you want to fly on rate? What are the pros and cons of flying with them?

In keeping with using the internet to research airlines that you can fly with, you will want to look for ratings and reviews from people just like you, everyday travelers. This is relativity easy to do online. Many consumers talk on online message boards about their good and bad experiences with an airline. There are also many who file complaints with consumer reporting agencies and other similar online websites, which will make the information available for public viewing. This information can easily be found with a standard internet search. For example, you can search the phrases “Delta complaints,” “American Airlines, complaints,” and so forth.

Since it is relativity easy for you to examine airlines and their reputations, especially when using the internet, you will want to do so. After all, it is important to remember that choosing the right airline can have a significantly impact on your trip.

Any amount of savings when you travel means a lot when you cannot afford to lose an extra buck. You try your best to come up with several ways to save those extra bucks, it works and you feel great. But how about another 5 tested and proven ways of getting really cheap airline tickets for your next flight?

Let’s read on to find out more.

Buying a return ticket

Perhaps the easiest way to keep some money in your pocket a little longer is to buy a return ticket. Most airline companies offer rebates for return flight tickets with only a slight difference on a one way ticket. If you plan to return on a definite date, make sure buy return tickets ahead of time. Also, there are some instances where traveling on regular days is cheaper than traveling during weekends. Weekends are much busier than weekdays and the demand for airline tickets are higher. Thus prices are higher on certain dates where demand is also high. If you think it is advantageous for you to travel during weekdays and return on a next weekdays, you can grab really cheap airline ticket for sure.

Scour the net more intelligently

The internet is pretty basic and it is already in front of your nose if you want to find really cheap airline tickets. While reading this, you may even start searching for travel discount sites and find your way to a cheap airline ticket. Here you can research on several different discount ticket sites that offer really cheap airline tickets anywhere in the world. The trick actually lies in the prices of tickets on discount ticket sites which vary day in and day out. Oftentimes, these discount ticket sites offer the same type of ticket on the same day of the same destination with different prices. If you want to get really cheap airline ticket wherever you want to go, it pays to visit at least 3 discount ticket sites on the web and do a comparison.

Don’t Settle for Big Airline Companies

Big airline companies offer big servicezs to big clients. They have more expensive ticket prices due to the scale of advertisements and marketing costs that they incur in order to maintain their brand. Try not to fly with them. Instead, go for smaller airline companies which can provide reasonably good service and at the same time, cheaper airline ticket prices.

Where possible, keep your trip flexible

If you are not on the rush and would not mind saving on money than getting to a destination as quick as possible, keep your options open. Again this would need the internet to work. You need to search for all the possibilities where you can compare ticket prices. Try to look for flights during midnight or connecting flights. Make a comparison against several others so you will discover a really cheap airline ticket that is right for your budget.

Plan to travel longer

Most of the time, it pays to take a bus from one city to another, and then take the flight from there than getting on a airplane directly on your city. If for example you are traveling from San Diego to Seattle. Try to take a bus From San Diego to Los Angeles then take a plane from L.A. to Seattle. Or, if you want to go a little further, ride a bus from San Diego to Sacramento, then take a plane there. Chances are you would have saved a lot before you know it!

The above are just 5 of the many ways to save when travelling by air. If you are really keen to get cheap airline tickets, explore more possibilities like taking on vacation packages, last minute discounts and accepting courier flights. This way, you will no longer have to pay in full the next time you travel by air.